smartpayglobalconceptltd@gmail.com No 43 Adeniji Estate, Praise House, Ogba Ikeja Lagos. +2348115926107

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Frequently Asked Questions (FAQ)


1. What is Smart Pay Global Concept Ltd?

Smart Pay Global Concept Ltd is an innovative platform that blends health and financial success through a unique multi-level marketing (MLM) structure. By combining high-quality wellness products, such as the Kurenzer Curative Herbal Capsule, with an empowering compensation plan, Smart Pay offers individuals the opportunity to enhance their well-being while building a financially prosperous future. The program features a binary, unilevel, cycle, and recycle system designed to create continuous earning opportunities and personal growth.

2. What are the core components of Smart Pay’s business model?

Smart Pay operates through a dynamic business model focused on:

  • Health & Wellness: Offering high-quality herbal products that promote health and wellness, such as Kurenzer Curative Herbal Capsules.
  • Financial Growth: A flexible compensation plan that adapts to different business styles, offering various earning opportunities through binary, unilevel, cycle, and recycle systems.
  • Empowerment & Community: Creating a supportive community and providing skill acquisition, networking, and wealth-building workshops to help individuals succeed both financially and personally.

3. What is the Kurenzer Curative Herbal Capsule?

The Kurenzer Curative Herbal Capsule is a powerful natural supplement designed to support your overall health. Packed with essential nutrients and healing properties, Kurenzer addresses multiple aspects of wellness, including digestive, cardiovascular, metabolic, and skin health. With ingredients such as Garcinia Kola Seed, Allium Sativum Root, and Zingiber Officinale, Kurenzer is formulated to improve health naturally.

4. What are the health benefits of Kurenzer?

Kurenzer offers a wide range of health benefits, including:

  • Digestive Health: Heals ulcers, relieves gas, promotes healthy bowel movements, and helps with conditions such as hemorrhoids, appendicitis, and varicose veins.
  • Cardiovascular & Circulatory Health: Strengthens heart and blood vessels, improves circulation, lowers cholesterol, and supports blood purification and circulation.
  • Metabolic & Weight Management: Reduces excess fat, helps with natural slimming, regulates blood sugar levels, and supports overall body rejuvenation.
  • Skin Health: Heals skin issues like boils and pimples, maintains soft and smooth skin, and helps restore a normal body shape by reducing fullness and belly protrusion.

5. What is the compensation plan at Smart Pay?

The Smart Pay Global Concept Ltd compensation plan is structured to reward both individual effort and team growth, with various systems to suit different business styles:

  • Binary System: Allows you to build two teams (left and right) and earn commissions based on the performance of your downline.
  • Unilevel System: Offers unlimited referrals, providing you with an opportunity to earn as your network grows without limitations.
  • Cycle System: Involves referring two members, completing cycles, and earning bonuses as your team activates and progresses.
  • Recycle System: Offers rewards as you move through various cycle levels, providing incentives such as cash, trips, cars, and even homes.

6. How much does it cost to join Smart Pay?

To become a member of Smart Pay, the registration fee is just $6, which grants you access to the platform and the compensation plan. Additionally, you need to purchase a $200 activation package, which includes 2 Kurenzer Curative Herbal Capsules. The total activation fee is $206 ($6 registration fee + $200 package fee), and this payment is required to begin earning rewards and activating your eligibility for bonuses.

7. How does the Package Bonus work?

The Package Bonus is a 100% product bonus, meaning you receive two Kurenzer Curative Herbal Capsules as part of your activation package. This bonus helps you get started on your wellness journey while unlocking your eligibility for further earning opportunities.

8. How does the Binary Compensation System work?

The Binary System allows you to refer two individuals, one to your left side and one to your right side. When they activate their packages, you earn a 15% referral bonus from each of them, totaling $60. The binary structure also includes a matching bonus, where you can earn $5 each time a downline member completes their cycle and places themselves under you. This system encourages both personal referrals and team growth.

9. How does the Unilevel Compensation System work?

The Unilevel System allows you to refer as many individuals as you desire, without limitations. You can build a large network beneath you, and as your team expands, you earn substantial daily rewards. The earnings potential is significant, with the ability to exceed $10,000 per day as your network grows and matures.

10. How are Referral Bonuses calculated?

Smart Pay offers a 15% referral bonus for each person you refer. This bonus is calculated based on both the registration fee and the activation package purchased by the referred individual. For example, if someone joins with the $200 package, you will earn 15% of that amount, which equals $30 in referral bonuses.

11. What is the Cycle System and how does it work?

The Cycle System is a way to earn rewards by referring two new members (one on the left and one on the right) who activate their packages. After they activate their packages, you earn a 15% bonus from each referral, totaling $60. Additionally, you earn a $5 cycle bonus for each of your direct referrals. Once you complete the cycle, you move to the Binary Matching Bonus stage and continue earning as your team grows.

12. What is the Binary Matching Bonus?

The Binary Matching Bonus rewards you $5 each time a member of your downline completes their cycle and places themselves under you on either the left or right side. This process is ongoing, meaning you earn each time a downline member completes their cycle and qualifies to be placed under you. This bonus is designed to reward you for building a strong, active network.

13. What is the Recycle System?

The Recycle System is activated once both of your legs (left and right) are active. As you move through different cycle levels, you earn additional rewards, including cash, trips, cars, and houses. The more cycle levels you complete, the greater the incentives, which are designed to reward you for your persistence and success.

14. What are the incentives in the Recycle System?

Smart Pay offers lucrative rewards and incentives through the Recycle System, such as:

  • Cash Incentive: After completing 7 cycle levels, you qualify for a $300 cash reward.
  • Trip Incentive: After completing 10 cycle levels, you qualify for a fully-funded $4000 trip.
  • Car Incentive: After completing 13 cycle levels, you qualify for a $30,000 car, plus an additional $1000 empowerment bonus.
  • SUV Incentive: After completing 15 cycle levels, you qualify for a $60,000 SUV, plus a $2000 empowerment bonus.
  • First House Incentive: After completing 18 cycle levels, you qualify for a house valued at $140,000, plus a $4000 empowerment bonus.
  • Second House Incentive: After completing 22 cycle levels, you qualify for a second house worth $280,000, plus an $8000 empowerment bonus.

15. What are Stockist Packages?

Stockist Packages are available for individuals who want to make a larger investment and take on a more advanced role in the program. These packages come with added benefits and bonuses. There are three levels of Stockist packages:

  • Stockist 1 (SPS1): Package amount of $7,000, with a 2.5% activation bonus for every package activation.
  • Stockist 2 (SPS2): Package amount of $14,000, with a 5% activation bonus for every package activation.
  • Stockist 3 (SPS3): Package amount of $20,000, with a 7% activation bonus for every package activation, and additional rewards for stockists activated within their state.

16. How do I get started with Smart Pay?

Getting started with Smart Pay is simple! With a one-time entry fee of just $6, you can immediately start your journey. After purchasing your $200 activation package, you’ll gain access to a world of earning opportunities. With a flexible compensation plan and valuable health products, you can begin building your team, earning rewards, and working towards financial freedom.

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